Matrix Insurance is fast gaining a reputation for its professional and personal service. With Matrix Insurance you can leave your business’ public liability insurance needs in our capable hands, safe in the knowledge you are dealing with one of the leading public liability insurance brokers Perth has to offer.
There are various types of liability which depending on your business and activities may need to be considered to ensure you are properly protected from financial loss.
Public Liability Insurance
Public and Products Liability indemnifies companies against third party bodily injury and property damage. Every business faces different liability exposures, some more significant than others. It is therefore important to have the right cover in place, as serious injury or property damage can have crippling financial consequences on your business.
In today’s litigious society increased regulation has heightened the operating risk for many Australian businesses. Regardless of the size of your business you can be faced with serious fines, breaches or lawsuits as a business owner. This can threaten your financial position leaving yourself and your business in serious trouble.
Matrix Insurance offers a comprehensive and very affordable management liability package which covers such things as breach of duty, discrimination, harassment, unfair dismissal, employee dishonesty just to name a few.
Contact Matrix Insurance today to speak with an expert on public liability insurance broker on (08) 6555 7742
Public Liability FAQs
Learn more about public liability and what obligations your business has. Read some of our frequently asked questions below to further understand public liability. If you have any further queries about public liability insurance or are looking at getting covered, get in contact with Matrix Insurance today.
What is public liability insurance?
Public liability insurance aims to cover your business against third party injury and property damage. Given different businesses face different liability exposures, some significantly more than others, ensure you choose the right public liability insurance for your business. Third party injury or damage can result in significant crippling costs to your business, this makes it vital that you have the right public liability insurance policy in place.
What does public liability insurance cover?
Public liability insurance covers you and protects your business against the financial risk of being found liable to various outcomes resulting from negligence. These outcomes can include the loss of life or injury, the damage to property, and ‘pure economic’ loss for a third party. Different industries require public liability insurance to cover them against a wide spectrum of risk.
How much does public liability insurance cost?
The cost of public liability insurance is based on the depth and comprehensive nature of the cover your business requires. Some industries are more likely to be afflicted by third party injury or property damage legal proceedings than others, and the cost of insurance to these industries are altered by a number of different factors. These factors include business size, turn over, industry type, and the amount of insurance your business needs. Matrix Insurance will work with you to find out which public liability insurance policy will work for and cover your business.