BREWERY INSURANCE

Another tip for publicans is to categorise their turnover into distinct areas, such as bar sales, food service, bottleshop sales, gaming, and accommodation. If you don’t separate your turnover, insurers typically classify it all under bar sales, which could lead to you paying more than necessary for public liability insurance.
Choose a specialist Hotel and Pub Insurance Broker.

Property insurance for country pubs has its challenges as often they are very old buildings, can be very remote and often exposed to the elements. Matrix Insurance has access to more insurers and underwriters in this space and are extremely knowledgeable and experienced in understanding how to find you the most cost effective placement options for you hotel or pub regardless of the size or where the hotel is located.

Whether you own the building or are leasing the building it is common practice that you will need to ensure that the building is insured for it for its full replacement value. We recommend obtaining a building replacement valuation to ensure you’re adequately covering the building and its contents. Most insurance policies include a ‘Co-insurance Clause’ or Average Clause, which means that if you under-insure, you may not receive full compensation in the event of a loss.

With convenient monthly payment options, exceptional personal service, and expert independent advice, Matrix Insurance Group is elevating the standards for hotel insurance brokers and pub insurance brokers across Australia.